:root {
  --navy: #0f2b52;
  --navy2: #1b4176;
  --red: #c8102e;
  --gold: #ffd24a;
  --ink: #1a2233;
  --muted: #5f6b7c;
  --line: #e3e8f0;
  --bg: #f6f8fc;
  --green: #1f8a4c;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: #fff;
  font: 16px/1.65 -apple-system, BlinkMacSystemFont, "Segoe UI", "PingFang SC",
    "Microsoft YaHei", Arial, sans-serif;
}
a { color: var(--navy2); }
.wrap { width: min(980px, calc(100% - 36px)); margin: 0 auto; }
.topbar { padding: 8px 0; color: #fff; background: var(--navy); font-size: 14px; }
.topbar .wrap { display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
header { border-bottom: 1px solid var(--line); background: #fff; }
nav { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 15px 0; }
.brand { color: var(--navy); text-decoration: none; font-weight: 800; font-size: 21px; }
.brand span { color: var(--red); }
.navlinks { display: flex; gap: 18px; flex-wrap: wrap; font-size: 14px; }
.navlinks a { color: var(--ink); text-decoration: none; font-weight: 650; }
.hero { padding: 52px 0; color: #fff; background: linear-gradient(135deg, var(--navy), var(--navy2)); }
.eyebrow { color: var(--gold); text-transform: uppercase; font-size: 13px; font-weight: 800; letter-spacing: .08em; }
h1 { max-width: 820px; margin: 8px 0 14px; font-size: clamp(34px, 5vw, 54px); line-height: 1.12; }
.lead { max-width: 760px; color: #dbe6f4; font-size: 18px; }
.cn { color: #bfd0e8; }
.actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 24px; }
.btn { display: inline-block; padding: 11px 18px; border-radius: 7px; color: #fff; background: var(--red); text-decoration: none; font-weight: 800; }
.btn.alt { border: 2px solid #fff; padding: 9px 16px; background: transparent; }
main section { padding: 42px 0; border-bottom: 1px solid var(--line); }
h2 { margin: 0 0 10px; color: var(--navy); font-size: 28px; line-height: 1.25; }
h3 { color: var(--navy); }
.sub { margin-top: 0; color: var(--muted); }
.grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.card { padding: 20px; border: 1px solid var(--line); border-radius: 10px; background: var(--bg); }
.card h3 { margin-top: 0; }
.check { padding-left: 21px; }
.check li { margin: 8px 0; }
.notice { padding: 17px 19px; border: 1px solid #cbe5d3; border-radius: 9px; color: #245f3a; background: #eef7f0; }
.links { display: flex; flex-wrap: wrap; gap: 10px; }
.links a { padding: 8px 12px; border: 1px solid #cad5e5; border-radius: 999px; text-decoration: none; background: #fff; }
details { margin: 10px 0; border: 1px solid var(--line); border-radius: 8px; background: #fff; }
summary { padding: 14px 16px; color: var(--navy); cursor: pointer; font-weight: 750; }
details p { margin: 0; padding: 0 16px 16px; }
.cta { color: #fff; background: var(--navy); }
.cta h2 { color: var(--gold); }
.cta a:not(.btn) { color: #fff; }
footer { padding: 28px 0; color: #b9c8dd; background: #0b1f3d; font-size: 13px; }
footer strong { color: #fff; }

@media (max-width: 720px) {
  .navlinks { display: none; }
  .grid { grid-template-columns: 1fr; }
  .hero { padding: 38px 0; }
}